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Pension Details

The provided information regarding the Social Security Pension schemes in Kerala is translated into English below:

The "Social Security Pension" provided by the Social Justice Department, Government of Kerala, is a monthly financial assistance scheme for eligible citizens of Kerala.

  • Monthly Pension Amount: ₹2,000
  • Beneficiaries: Approximately 62 lakh people receive this pension.
  • Budget Allocation: ₹14,500 crore has been set aside for Social Security Pensions in the 2026-27 budget.

Key Social Security Pensions in Kerala:

  1. Old Age Pension
  2. Widow Pension
  3. Disability Pension
  4. Pension for Unmarried Women
  5. Agricultural Labourer Pension

1. Agricultural Labourer Pension

The Agricultural Labourer Pension is a social security scheme provided by the government for workers engaged in agricultural activities. The objective of the scheme is to provide basic financial support to those who are unable to work due to old age.

Eligibility Criteria for Agricultural Labourer Pension:

  1. The applicant’s annual family income must not exceed ₹1,00,000.
  2. The applicant must be 60 years of age or older.
  3. The applicant must not be a service pensioner or a recipient of a family pension. (This restriction does not apply to those receiving Ex-gratia / NPS pension up to ₹4,000.)
  4. The applicant must have been a permanent resident of Kerala for at least 10 years.
  5. The applicant must not be an income tax payer.
  6. The applicant must have worked as an agricultural labourer under a landowner for 10 years or more.
  7. The applicant or their family must not own more than 2 acres of land. (This condition does not apply to Scheduled Tribe categories.)
  8. The applicant must be a member of the Agricultural Workers' Welfare Fund Board.
  9. Neither the applicant nor their family must own a four-or-more-wheeled vehicle with an engine capacity exceeding 1000 cc (excluding taxi vehicles and Ambassador cars).
  10. The applicant must not be a plantation worker.
  11. The applicant must not be receiving a salary/pension/family pension from the Central Government or other State Governments.
  12. The applicant must be a destitute.
  13. The applicant must not have retired from Central/State Public Sector Undertakings and be receiving a pension/family pension under that institution's scheme.
  14. Those receiving any other social welfare pensions are not eligible (except for individuals with disabilities). Eligible individuals can receive a maximum of two pensions, including EPF.
  15. Social security pensions must not be drawn from different local self-government bodies.
  16. The applicant must not be a beggar.
  17. The applicant must not be an inmate of a destitute home/care home.
  18. The application must be submitted to the Local Self-Government Institution where the applicant permanently resides.
  19. The applicant must not own or reside in a concrete building with an area exceeding 2,000 square feet featuring modern flooring.

Required Documents for Agricultural Labourer Pension:

  1. Discharge certificate from the Agricultural Workers' Welfare Fund Board
  2. Proof of Age certificate
  3. Proof of Permanent Residence certificate
  4. Income Certificate certified by the Village Officer
  5. Aadhaar Card
  6. Electoral (Voter ID) Card
  7. Ration Card
  8. Bank Passbook copy (applicable only if choosing bank payment for receiving pension)
  9. EPF Passbook / related document (applicable only to those receiving EPF pension below ₹4,000)

2. Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

The Indira Gandhi National Old Age Pension Scheme is a social security pension scheme implemented by the Government of India. It functions as part of the National Social Assistance Programme (NSAP) under the Ministry of Rural Development. The goal of the scheme is to provide monthly financial assistance to economically underprivileged senior citizens.

Eligibility Criteria for IGNOAPS:

  1. The applicant’s annual family income must not exceed ₹1,00,000.
  2. The applicant must be a destitute.
  3. The applicant must not be a service pensioner or a recipient of a family pension. (This condition does not apply to those receiving Ex-gratia / NPS pension up to ₹4,000.)
  4. The applicant must not be under anyone else's care/protection.
  5. The applicant must not be an income tax payer.
  6. Those receiving any other social welfare pensions are not eligible (except for individuals with disabilities). A maximum of two pensions, including EPF, is permissible.
  7. The applicant or their family must not own more than 2 acres of land. (Exempted for Scheduled Tribe categories.)
  8. The applicant must not be a beggar.
  9. Neither the applicant nor their family must own a four-or-more-wheeled vehicle with an engine capacity exceeding 1000 cc (excluding taxi vehicles and Ambassador cars).
  10. The applicant must not be an inmate of a destitute home.
  11. The applicant must not be receiving a salary/pension/family pension from the Central Government or other State Governments.
  12. The applicant must be 60 years of age or older.
  13. The applicant must not have retired from Central/State Public Sector Undertakings and be receiving a pension/family pension under that institution's scheme.
  14. The applicant must have been permanently residing in Kerala for more than 3 years.
  15. Social security pensions must not be drawn from different local self-government bodies.
  16. The application must be submitted to the Local Self-Government Institution where the applicant permanently resides.
  17. The applicant must not own or reside in a concrete building with an area exceeding 2,000 square feet featuring modern flooring.

Required Documents for IGNOAPS:

  1. Proof of Age certificate
  2. Proof of Permanent Residence certificate
  3. Income Certificate
  4. Aadhaar Card
  5. Electoral (Voter ID) Card
  6. Ration Card
  7. Bank Passbook copy (applicable if receiving pension via bank)
  8. EPF Passbook / related document (for those drawing EPF pension under ₹4,000)

3. Indira Gandhi National Disability Pension Scheme (IGNDPS)

The Indira Gandhi National Disability Pension Scheme is a social security scheme implemented by the Government of India under the National Social Assistance Programme (NSAP) via the Ministry of Rural Development. It aims to provide monthly financial aid to economically backward individuals with severe disabilities.

Eligibility Criteria for IGNDPS:

  1. The applicant’s annual family income must not exceed ₹1,00,000.
  2. The applicant must be a destitute.
  3. The applicant must not be a service pensioner or family pensioner (does not apply to those receiving up to ₹4,000 Ex-gratia / NPS pension).
  4. Individuals receiving or having applied for any other social welfare pension can also apply. Eligible for a maximum of two pensions, including EPF.
  5. The applicant must not be an income tax payer.
  6. The applicant must not be a beggar.
  7. Land owned by the applicant or family must not exceed 2 acres (Exempted for Scheduled Tribes).
  8. The applicant must not be an inmate of a destitute home.
  9. Neither the applicant nor family must own a non-taxi 4+ wheeler vehicle over 1000 cc (excluding Ambassador cars).
  10. Must apply at the Local Self-Government Institution of permanent residence.
  11. Must not receive salary/pension/family pension from Central or other State Governments.
  12. The applicant must present a Medical Certificate proving disability / Identity Card issued by Social Security Mission.
  13. Must not be retired from Central/State PSUs receiving pension under their respective schemes.
  14. There is no age limit for applicants.
  15. Pension must not be claimed from multiple local government bodies.
  16. The applicant must not own or reside in a concrete house over 2,000 sq. ft. with modern flooring.

Required Documents for IGNDPS:

  1. Proof of Permanent Residence certificate
  2. Disability Certificate
  3. Income Certificate
  4. Aadhaar Card
  5. Electoral (Voter ID) Card
  6. Ration Card
  7. Bank Passbook copy (if applicable)
  8. EPF Passbook / relevant document (for EPF pension under ₹4,000)
  9. Proof of Age certificate

4. Pension for Unmarried Women Above 50 Years

This is a social security scheme implemented by the Government of Kerala to provide monthly financial assistance to unmarried, economically backward women aged 50 and above.

Eligibility Criteria:

  1. Annual family income must not exceed ₹1,00,000.
  2. The applicant must have completed 50 years of age.
  3. Must not be a service/family pensioner (Ex-gratia / NPS up to ₹4,000 is allowed).
  4. The applicant must be unmarried.
  5. Must not be an income tax payer.
  6. Those who have applied for other social welfare pensions are not eligible (except for disability pension). Eligible for a maximum of two pensions, including EPF.
  7. Landholding of applicant or family must not exceed 2 acres (Exempted for ST category).
  8. Must not be under anyone else's care/protection.
  9. Family/applicant must not own a non-taxi four-wheeler over 1000 cc (excluding Ambassador cars).
  10. Must not be a beggar.
  11. Must not receive salary/pension/family pension from Central/other State Governments.
  12. Must not be an inmate of a destitute home.
  13. Must not be retired from Central/State PSUs with scheme pensions.
  14. Must apply at the Local Self-Government Institution of permanent residence.
  15. Cannot claim pension from multiple local bodies.
  16. Must be a permanent resident of Kerala State.
  17. Unmarried mothers over 50 years of age are also eligible to apply.
  18. Must not own or reside in a concrete home exceeding 2,000 sq. ft. with modern flooring.

Required Documents:

  1. Unmarried Status Certificate
  2. Income Certificate
  3. Proof of Age certificate
  4. Aadhaar Card
  5. Electoral (Voter ID) Card
  6. Ration Card
  7. Bank Passbook copy (if applicable)
  8. EPF Passbook / relevant document (for EPF pension under ₹4,000)
  9. Proof of Age certificate

5. Indira Gandhi National Widow Pension Scheme (IGNWPS)

The Indira Gandhi National Widow Pension Scheme is a social security initiative by the Government of India under NSAP via the Ministry of Rural Development, designed to extend monthly financial support to economically backward widows.

Eligibility Criteria for IGNWPS:

  1. Annual family income must not exceed ₹1,00,000.
  2. The applicant must be a destitute.
  3. Must not be a service/family pensioner (Ex-gratia / NPS up to ₹4,000 allowed).
  4. Must not be under anyone else's care/protection.
  5. Must not be an income tax payer.
  6. Ineligible if receiving other social welfare pensions (except disability pension). Up to two pensions including EPF permitted.
  7. Total family land must not exceed 2 acres (ST category exempted).
  8. Must not be a beggar.
  9. Must not own a non-taxi 4-wheeler above 1000 cc (excluding Ambassador cars).
  10. Must not reside in a destitute home.
  11. Must not receive salary/pension/family pension from Central/State Governments.
  12. The applicant must be 60 years of age or older.
  13. Must not be retired PSU staff drawing institutional pensions.
  14. Must be a permanent resident of Kerala for more than 3 years.
  15. Must not draw pension from multiple local government bodies.
  16. Must apply within the permanent Local Self-Government area.
  17. Must not own/reside in a modern-floored concrete building over 2,000 sq. ft.

Required Documents for IGNWPS:

  1. Husband's Death Certificate / Certificate stating husband missing for over 7 years or deserted (applicable for those who completed 50 years of age)
  2. Proof of permanent residence in Kerala for at least 2 years at the time of application
  3. Income Certificate
  4. Aadhaar Card copy
  5. Electoral (Voter ID) Card copy
  6. Ration Card copy
  7. Bank Passbook copy (if applicable)
  8. Certificate proving non-remarriage
  9. EPF Passbook / document (if receiving EPF pension under ₹4,000)
  10. Proof of Age certificate

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